Climb Credit Union will merge with Community Choice Credit Union

We're Moving Forward Together

We’re thrilled to share that Community Choice members voted to approve the merger, making things official on January 1, 2026.

Our two Colorado-based credit unions share a combined 150-year commitment to supporting members and the local community. By coming together, we can deliver more products, services, and resources while continuing to provide the personalized care you count on.

For Climb Members

Change of this size takes time, so you won’t notice anything different right away. What you can continue to rely on is the same trusted team that has been supporting you for years.

As new products and services become available, we’ll keep you informed well in advance so you always know what to expect.

For Legacy Community Choice Members

We’re excited that Community Choice Credit Union is becoming Climb Credit Union!

While it’s business as usual for now, you’ll start to see our co-branded logo appear more often as we celebrate this transition. Over time, you’ll experience expanded products, services, and access across our combined network.

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Frequently Asked Questions

Why are Climb and Community Choice merging?

This merger between Community Choice Credit Union and Climb Credit Union is rooted in one clear goal: creating more opportunities for our members, employees, and communities. By combining our strengths, we can do more together than either of us could alone. We commit to expanding access to innovative services and financial solutions while staying true to our people-first mission.

With our boards, CEOs, and leadership teams aligned around the same vision, this partnership positions us to grow stronger while ensuring our members continue to receive the personal, high-quality service you expect and deserve.

Where are we in the merger process?

The merger is official as of January 1, 2026. Since then, we’ve been focused on integration work behind the scenes.

Right now, it’s business as usual for members while our teams work through system and operational alignment. We expect that work to continue through mid 2027, and we’ll keep members informed well ahead of any changes.

Who will lead the merged credit union?

Carrie Langgard, President/CEO of Climb, leads the combined organization.

Rainy Thoen, former CEO of Community Choice, now serves as Chief Impact Officer, focusing on the Climb Community Foundation, community engagement, financial education, and member impact.

Together, they bring shared values and a strong commitment to serving members and the community.

Will Community Choice Credit Union Board Members serve on the new Board of Directors?

Yes. The combined board includes representatives from both organizations to ensure continuity and balanced leadership.

Will anyone lose their jobs as a result of the merger?

No. This merger was not driven by workforce reductions. Our teams remain intact and focused on supporting members through the transition.

Will my accounts change?

No. Routing numbers and products will stay the same, although you may start to see new products available to you. The rates on fixed rate loans and CDs remain the same until the end of their existing terms. We will continue to monitor our rates as always to ensure high value and return to our members.

As of now, your account numbers will not change.

Will my online banking change?

Not at this time. You will continue using your existing online and mobile banking. We'll be sure to inform you well in advance of any changes in the future.

Are branches or ATMs closing?

No. In fact, over time, you’ll have access to more locations across the Denver metro area as we expand access between both networks.

Will my debit/credit card still work?

Yes, your cards continue to work as they do today. Climb debit cards transitioned to Visa® in February 2026. If you’re impacted by that change, you already received your new card in the mail and if not, please contact us.

Will the credit union change its name?

The combined organization will be unified under the Climb Credit Union brand.

When can I visit Community Choice branches and ATMs?

Legacy Community Choice members can already visit Climb branches through shared branching today, just as Climb members can visit Community Choice branches through shared branching.

Full access to all services at all locations will come once systems are fully integrated, which we expect in early 2027.

How long will it take to merge systems?

System integration is a multi-phase process happening throughout 2026 and into 2027.

Our goal is to make it as smooth as possible for members, so we’re taking a thoughtful approach. We expect most integration work to be completed by early 2027.

Will the merger affect the safety of my accounts?

No. Your accounts will remain safe and secure. All deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000. In addition, Climb Credit Union has Excess Share Insurance, offering an extra layer of protection beyond the NCUA limits.