Empowered Living

Finding scholarships doesn't have to feel overwhelming. Discover proven strategies to uncover hidden opportunities, from local community organizations to niche awards that match your unique background. You'll learn how to search smarter, apply strategically, and turn scholarship hunting into real financial support for your education.

Discover how credit and debit cards stack up when it comes to security, rewards, and building your financial future. You'll learn which card type protects your money better, helps you earn more, and gives you the flexibility you need, plus how Climb Credit Union maximizes the benefits of both.

Celebrate love without breaking the bank. Discover 20 thoughtful gift ideas and five creative date experiences that prove romance is about connection no matter the cost. Learn how to make this Valentine's Day memorable through heartfelt gestures and quality time together.

High-interest credit card debt can quietly hold you back for years. See how consolidating balances with a personal loan can lower interest, simplify payments, and save you thousands over time, without changing how much you originally borrowed.

Financial guidance shouldn’t feel intimidating, it should feel personal. With a Certified Credit Union Financial Counselor at every Climb branch, you can get clear and practical support to empower your long-term financial wellness.

These fun but realistic resolutions blend smarter money habits with more Colorado adventures, social plans, and experiences you’ll actually enjoy. Pick the ones you like and build a year that feels both financially confident and genuinely exciting.

Need a last-minute Christmas gift? This guide rounds up 28 easy, thoughtful, grab-anywhere ideas that work for anyone on your list. No stress, no shipping, just a quick trip to a local store.

Finish the year strong and start the next one with confidence. From reviewing your budget and savings to setting new goals, this year-end checklist will help you organize your finances, clear out stress, and set the stage for a successful 2026.

Cozy coffee shops and powdery slopes, Colorado’s winter has something for everyone. Check out these tips to stay safe, save money, and make the most of the season—whether you’re skiing, exploring mountain towns, or staying in and watching movies.

The best Black Friday and Cyber Monday deals shouldn’t come at the cost of your security. Learn simple ways to protect your personal and payment information, from spotting fake websites to using safer payment methods, so you can shop with confidence all season long.