Empowered Living

In uncertain economic times, it's natural to worry about the security of your money. This article explores how credit unions offer advantages over banks during financial crises, from personalized service to better loan terms and greater stability.

If you’re planning to buy a car soon, knowing when to shop can help you save big. This article outlines the best times of the year to purchase a vehicle, along with tips for scoring discounts and favorable financing options.

This article offers essential tips for protecting your digital life from cybersecurity threats. Learn how to use antivirus software, virtual private networks (VPNs), strong passwords, and strategies for safe social media usage and online shopping.

Retirement can be intimidating, and there are quite a few important decisions to be made. This article will walk you through the timeline of retirement and what important steps you should be taking.

Whether you're just starting out or looking for ways to simplify your loan repayment, this article has you covered. Learn how to navigate repaying your student loans and explore repayment options, all while ensuring you stay on track with your finances.

Practical advice for freelancers and those with fluctuating incomes on how to achieve financial stability. Learn how to minimize fixed expenses, save a portion of every paycheck, plan for taxes, and improve budgeting skills to maintain financial security, even during lean times.

Learn how to establish and manage credit effectively, especially if you're starting from scratch. This article offers practical steps for building credit, such as using secured credit cards or co-signers, and tips for maintaining a strong credit score through smart debt management.

Looking to plan a vacation without breaking the bank? Learn the best times to travel and book your flights, hotels, rentals, and cruises for maximum savings. Discover how to plan your dream getaway while keeping your budget in check.

Preparing for college is exciting yet challenging, especially when it comes to managing personal finances. Our guide will teach you how to budget, minimize student loan debt, live frugally, prioritize expenses, build credit, and use campus resources. These strategies will help you establish good financial habits for a secure future.

Dreaming of working remotely from anywhere in the world? Digital nomads, who work online while traveling, enjoy unparalleled freedom but face unique financial challenges. Our guide offers essential tips on budgeting, diversifying income, managing taxes, planning for retirement, and more!