Skip to main content

Paying Off Your Loan? You’ve Got Options.

When it’s time to pay off your loan, we’re here to help you close that chapter smoothly. Before you make any payments, be sure to double-check your payoff amount, as this will include daily interest and prevent any leftover charges. Do not pay the amount shown on your last statement. Many loans continue to accrue interest on a daily basis. We don’t want you to incur a late fee for any unpaid portion. Don’t worry—if you end up overpaying, we’ll simply refund the extra back to your savings account.

Get Your Loan Payoff

We offer multiple ways to access your loan payoff:

  • Online or Mobile Banking: Log in to view your 10-day payoff amount anytime, no phone calls necessary! Follow the steps in our loan payoff tutorial
  • Call Us: Give us a call at 303.427.5005 to speak with a member service representative who can give you your loan payoff amount and your loan’s daily per diem if you’d like to calculate your loan payoff for a timeframe other than 10 days.
  • Chat Online: Connect with us via our online chat for assistance.
  • Visit a Branch: For a hard copy of your loan payoff, stop by one of our branches.

Paying Your Loan Online

For the quickest, easiest payoff, log in to Online and Mobile Banking.

  • Log into your account and select the loan you’d like to pay off.
  • Click the “Details & Settings” tab to see the Payoff Amount, valid for that day only.
  • Make a payment for the exact amount shown, and you’re all set!

Mail a Check

Prefer mailing a check? Be sure you’ve received your 10-day payoff amount and place a check in the mail directed to our address:

Climb Credit Union
ATTN: Lending Support
5005 W 60th Ave
Arvada, CO 80003

Pay with Cash, Check, or Credit Card at a Branch

You’re always welcome to visit one of our branches to pay off your loan in person. We will give you the exact payoff amount and can accept cash, check, or credit card payments.


Other Loan Payoff Requests

Dealer Requests for Loan Payoff

  • With Our Member Present: Call us at 303.427.5005 to speak with a member service representative.
  • Without Our Member Present: We must receive a borrower authorization form signed by our member to release any information. Reach out to us by phone or fill out this form and we’ll be in touch.

Mortgage Company Requests for Loan Payoff

  • We must receive a borrower authorization form signed by our member to release the payoff details. Reach out to us by phone or fill out this form and we’ll be in touch.
  • Insurance Company Requests for Loan Payoff

  • These requests must be submitted in writing. Feel free to email us for support at contactcenter@climbcu.org. If you choose to email documents that contain sensitive information, you will need to take steps to ensure your email is secure.

Important to Know:

  • Payoff Guarantees: Verbal payoffs are not guaranteed. For a guaranteed payoff, please visit a branch for a printed statement.
  • Past-Due Loans: If your loan is past due, loan payoffs may vary. Contact us at 303-427-5005 if your loan is past due for the most accurate information.
  • Vehicle Title Details for Auto Loans: Before paying off your auto loan, please double-check that we have your current mailing address on file. Depending on when and where your vehicle was financed, vehicle titles are either paper or electronic. For electronic titles, the State of Colorado Division of Motor Vehicles will mail your title to you within 4-6 weeks. For paper titles, we will mail your title to you within 2-4 weeks.

Need help? We're just a call away.

Access on the go!

Manage your accounts worldwide with free Online and Mobile Banking* and free eStatements. In the U.S., funds are accessible at nearly 30,000 fee-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

*Carrier data rates may apply.
View Locations