Membership required. Insured by NCUA. Equal Housing Opportunity. All loans subject to credit approval. NMLS # 422866. *APR = Annual Percentage Rate.
1Rates are variable and range from 15.99% to 20.99% APR. Foreign transaction fees apply.
2This special offer cannot be combined with any other offer, and Climb Credit Union reserves the right to discontinue promotions without notice at any time for any reason. Existing Climb Credit Union loans are not eligible for refinancing. Not all applicants will qualify. $200 cashback per auto loan will be deposited into the Primary Share Savings Account within two business days after closing. Cash is considered a bonus and may be reported on IRS Form 1099.
3Conditions and rates are subject to change and vary based on the loan term, vehicle model year, and your credit history. Floor rate of 3.99% APR. Must provide verification of current rate. The new money minimum that can be refinanced is $5,000. Maximum loan-to-value (LTV) is 150%. This offer is only valid for autos and does not apply to any motorcycles or recreational vehicles. This offer excludes any cash-out refinances. The term cannot be extended beyond 12 months from the remaining term of the loan.
4To qualify for 90 days of deferred auto-payments you must be in good standing with Climb Credit Union (no delinquent or charged-off loans and a positive balance in all accounts). Interest accrual begins immediately once funded and will continue to accrue each month during deferment. Deferred payments may not exceed 90 days.
5Rates are variable with a maximum rate of 18.00% APR. Fees for appraisal, title insurance, flood hazard determination, and recording charges may apply. The estimated aggregate of credit union and third-party fees range from $115 to $1,900. Property insurance required. Closing costs vary and average $301.
6Consult a tax advisor regarding the deductibility of interest.
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