Lost track of your checking account balance? Our overdraft services have your back. If you accidentally overdraw your account, you have options.
Contact us about linking your Savings Account or Personal Line of Credit to your checking account for accidental overdrafts and to enroll in Courtesy Pay.
1We will charge a fee of up to $30 each time we pay an overdraft created by check, other transactions made using your checking account number, automatic bill payments, every day debit card transactions, and ATM transactions. Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Climb Credit Union typically does not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have had excessive overdrafts. An account in good standing has no delinquent or charged-off loans and a positive balance in all accounts.
Manage your accounts worldwide with free Online and Mobile Banking* and free eStatements. In the U.S., funds are accessible at nearly 30,000 fee-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.
