Set Up a Recurring Payment (AutoPay)

You can set up recurring payments many ways:

1. In Climb Online or Mobile Banking from your Climb checking or savings account
2. Using another Financial Institution checking or savings account
3. In the Loan Payment Center
4. Phone or in-person

Follow the steps below to set up recurring payments to make paying back your Climb loan even easier.

Setting Up Recurring Payments using Climb Online or Mobile Banking

Step 1

Log into your Climb Online or Mobile Banking account. In order to set up a recurring payment you’ll need to have an online account. If you don’t have an account you’ll need to create an account.

Step 2

From the Home screen, click on the Transactions tab and select Funds Transfer from the list of options.

Step 3

On the Funds Transfer screen, fill out the necessary information like which account you’ll be using to pay and the frequency of the payment. Once completed, select Transfer Funds to confirm your recurring payment.

Using another Financial Institution account

Step 1

Log into your Climb Online or Mobile Banking account. In order to set up a recurring payment you’ll need to have an online account. If you don’t have an account you’ll need to create one.

Step 2

From the Home screen, click on the Services tab and select Manage External Account from the list of options.

Step 3

On the External Account screen, you have two verification options:

• Instant Verification: Follow the link for instant verification and provide the necessary details.
• Micro-Deposits: Enter the account number, routing number, and account type. Click Continue.

 

Step 4

For micro-deposits: Two small deposits will be made to your external account, usually within 5 business days. Once you receive these deposits, note the amounts for the verification process in Step 5.

Step 5

After receiving the two trial deposits, log into your Climb Online or Mobile Banking account to verify the amounts. On the Home screen, go to the Services tab and select Manage External Account from the list. Locate the account you wish to verify under Manage External Accounts and verify the amounts.

Step 6

Fill out the necessary information for both trial deposits. Once completed, click the Continue button.

Step 7

From the Home screen, click on the Transactions tab and select Funds Transfer from the list of options.

Step 8

On the Funds Transfer screen, fill out the necessary information like from account, to account, amount and frequency. Once completed, click the Transfer Funds button to confirm your recurring payment.

Using the Loan Payment Center

Step 1

Log into your Climb Online or Mobile Banking account.

Step 2

From the Home screen, click on the Transactions tab and select Loan Payments from the list of options.

Step 3

Select Payment Actions, and then select Set Up Recurring Payments.

Step 4

On the Payment Set Up page, select the Payment Method you wish to use to make the loan payment or add a New Bank Account or New Card Account.

Step 5

Select the Payment Start Date.

Step 6

Select the Payment Frequency.

Step 7

Select the Payment Amount. Choose Minimum Payment Amount Due to schedule a recurring payment series that will automatically fill with the minimum payment amount due each month. If you’d like to set a payment limit, you can do so here. Note: if the monthly payment is over your set limit, the recurring payment will be skipped.

Step 8

Review the information and select Continue to proceed.

And that’s it! You’ll receive a confirmation once the payment series is scheduled.