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Take a Break from your Loan Payment

We know that everyone can use some extra cash. So, we've made it possible with our Skip-A-Pay1 program. Members can skip a monthly payment on a qualifying vehicle or personal loan when qualifications are met.

Here's How You Qualify:

  • Your loan must have been open for at least 6 months
  • Skipped payments cannot exceed two within the current calendar year or four during the life of your loan
  • You have not had late payments over 30 days on any loan in the past 12 months
  • You have $25 available in your Climb Credit Union savings or checking account to cover the fee

Apply online or let us know if we can help answer any questions.

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1To qualify, your loan must be open for at least 6 months, you have not had two skipped payments during the current calendar year or four during the life of your loan, you have not had late payments over 30 days on any loan in the past 12 months, and you have $25 available in your Climb Credit Union savings or checking account to cover the fee. Payment skips cannot be taken in back-to-back months. Offer only applies to auto loans and personal loans. A $25 fee per skipped loan payment applies. Interest will continue to accrue and approximately one month will be added to the loan term. If your vehicle has Guaranteed Asset Protection (GAP), skipping payments may affect the coverage it provides. Please refer to your GAP contract for specific terms.

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